It will also help if you have materials on an account like at Lowes, showing receipts that can be paid from the refi at settlement without being considered a cas out refi...

I have a feeling (and some data) that suggests the market is going to loosen up a good bit in the next couple months and banks are going to start releasing a good bit of inventory -- if that influx of properties materializes, I want to be prepared to take advantage of it.

Quality material will last much longer and look better. 

Who picked the materials? 

The materials alone were 7.5k.

Hi,I am new to Bigger Pockets, but have been following material on Youtube mostly.

Personal loan for the purchase price - the high-interest rate was built into the analysis.0% credit card offer for the materials - the offer is good for 14 months, if SHTF and I can't refinance, I can always take advantage of a balance transfer to another card to restart the clock for a few hundred bucks.Contractor in the family for labor & materials that he provided - I offered him 10% interest for anything he provides.

>>  I just looked at what I think is the property in question on Google Maps -- seems somewhat 'fish out of water," plopped right there on a street with nothing else going for it, and the vacant properties don't look like flip material.

do the labor yourself, second hand places for materials, borrow from a friend,...and max out credit cards.

Find a HML or Private Lender to bankroll a $50k property that may only need $10k of material and the rest is your sweat equity.