The risk free rate is typically US Treasuries....but these typically trail inflation.

Rockwall is notorious for inflating tax values a little to generate more income. 

Within that 6 month period, the property value remains what you bought it for.

You get paid by the cashflow, tenant paydown, leveraged appreciation (if you choose), depreciation, and inflation hedge. 

I have a classic situation where we're looking to buy a bigger home and am making the rent vs sell decision on our primary residence.Current Home- 4/1 worth ~$210k- Mortgage has $118k left @ 2.85%, 11 years remaining. $1,277 / month- House could rent for $1,300 to $1,400If cash out refi I could get $45k in hand and cut the payment in half.

Cutting supply generally leads to an increased demand for the remaining supply.COVID-19, on the other hand, may have an impact on demand.

That remains to be seen tho 

Inventory remained at a very low 1.2 months.In another very positive sign, real estate showings in Arkansas surpassed 2019 numbers for the first time since the pandemic restrictions.

Let’s say that you have a mortgage of $100,000 at 6% with payments of $1114.48 with 120 months remaining.

Those sitting on piles of cash are getting crushed by inflation.