Man's got a tough job. not only that the MLo and federal NMLS test are quite a bit tougher than the RE agent/broker tests If one has never been in the lending industry.. its not as simple as 22 hours and go pass the test.

Thank you,StephanieHi Stephanie,I would highly suggest starting with a call to the Planning Department and let them outline what is feasible for the specific property and what steps you'd need to take to get it where you want to go.

Almost all policies are underwritten by the North Carolina Insurance Underwriting Association and that was formed specifically so coastal area homes could and would have insurance.  

Thanks for clarifying its not a foreclosure sale but instead, an REO sale (Which i suspected), which is for all intents and purposes, a regular real estate transaction between a buyer and a seller, which has rules and regulations for each transaction.So, as a banker that sells REO, i would ask myself what it is you are hiding.

As long as the total income reported on your tax return matches or exceeds the total income reported on your 1099s, and you have documentation supporting the breakdown of income by property, the risk of audit or inquiry may be relatively low.Pros of the approach:Compliance: Helps ensure compliance with IRS reporting requirements by matching the total 1099 income on the tax return.Risk mitigation: Reduces the risk of IRS flags or inquiries related to unreported income.Cons of the approach:Complexity: Requires additional documentation and statements to reconcile the reported income with the 1099s, potentially adding complexity to the tax return.Time and cost: The additional work required to prepare separate statements for each property may result in higher accounting fees.Ultimately, it's essential to weigh the pros and cons and consider the specific circumstances of your situation.

Then you can ask these specific questions -  You are doing the right thing before acquiring your license, which is great! 

-No soda-Tons of water (I don't aim for a specific goal here, but I probably drink 120oz per day)-I take a multivitamin gummy every morning.

That is impossible to answer without knowing more.Do you have insurance specific to a vacant property? 

Specifically Danville KY!

Ultimately, it depends on your specific needs and goals, but it's worth exploring to see if it aligns with your workflow!