If they were there multiple years that again factors into how much of the painting cost they really owe you because like anything else a paint job doesn't last forever.

I would say that the lack of a garage is definitely a factor that prospective tenants look at because of the hail that occurs frequently.

Can you give some insight on the value, loan amount, quoted points and fees this far?

Some ideas would be, if there's a storage unit on the property and if not, put one in and charge a monthly fee to use it.

Their free model has a one time $6 fee to be verified as the owner. 

You need to factor in closing costs for the Refi as well.

In other words, a company looking for qualified investors gives referral fees, but a nonrealtor knows some qualifed investors who may be interested and wants to know if there is an agreement for that.I believe there is a name for that, and are there examples?

I appreciate that Ashcroft eventually stopped taking management fees after they stopped making distributions.

In short, the carrier will factor in depreciation at the time of loss which would significantly reduce your payout on a claim.Lastly, and always, review your limits with your agent. 

Have the tenants send rent to the PM and then the PM will send the income minus a property mgmt fee to each of the building LLCs?