A concern I have is that there aren't a lot of four bedroom homes in our neighborhood (ie are we pricing our home out of comparable range).

I've had to switch insurance companies due to rate increases without cause (we've never made a claim), and it is a better use of my time to have an independent agent shop for the best option than for me to spend time dialing and comparing quotes.

FROM THE APPRAISALComparables over 6 Months: The appraiser is aware that some of the comparables do exceed six months, however these comparables were used due to the lack of more similar comparable sales in this area.

In North San Jose (95131 zip code) price up more than 10% compare to last year. 

Months Supply of Inventory for Single Family is down 21.5% from last January, with a 3.4 month supply this January as compared to a 4.4 month supply in January 2015. 

They deteriorate at a pretty accelerated rate compared to a regular home.

WalletHub recently compared the 150 largest cities across 13 key metrics, such as sales per agent and the annual median wage of agents, to find out the best places for real estate pros to practice, and the mile-high city won out.

Both real numbers for income and expenses and also comparables to come up with a suitable cap rate are tough to get. 

Comps are homes that are comparable to the target property.

Cash on Cash isn't the only return if your comparing it to the stock market.