The tenant is a veteran (Hud Vash) program and has mental health issues also.

If you were going to be be living in the house, the FHA does offer a program called 203K renovation and repair loan... but it's not for investment properties. 

FHA isn't a “first-time homebuyer” program.

So my questions are: 1_ what are the best areas to buy SFH in Houston that will give me a better ROI after I'm done.2_ is there a first time home buyer program in Texas and if so what are the best local lenders in Houston. 3_ after I Refinance the first property and rent it, will I be able to get another loan to buy a second property and renovate it?

Upon receiving the certificates, I realized that they were not in compliance. 

There are some market incentives for multifamily developers to get LEED or Energy Star certification to be able to demand higher rents from tenants.

What programs can I still qualify for and any ideas to get the best outcome when trying to buy.

I have finally broken down and hired a VA and purchased some CRM software programs to help me.

Hi Raquel - We have a direct hard money program for commercial multifamily.   

Specifically, how will the supply of money outstrip the demand, when we have record high unemployment and a pretty active mortgage forbearance program?