They have one checking account or credit card for the business.

., it's going to benefit you to have the home optimized.

If you're looking to take advantage of the tax benefits as a self employed individual AND invest in alternative assets be sure the company you go with also offers that ability.   

We would be the cosigners with terrific credit scores and a solid DTI.

The idea would be to use 50% of the total credit line being offered, to be conservative, for a downpayment, principle, improvements, etc. 

We all have gifts that serve a purpose for the benefit of our communities, you do as well.As far as "having anything for the truly average American," yeah - they do.

With the inspection - you can negotiate for a seller credit so that you can take care of that at closing.

How do I get funds without tanking my 750+ credit score?

On the refinance you do not pay points if you use a FDIC bank or credit union so you avoid the BS fee's.

Our long term goal is to establish our business over the next couple years (generating income history, credit, credibility, etc.) before I retire from military service and transition to full time real estate investing.