Do I have to claim the down payment as income since it was used to pay back a loan?

If you were to make a list: cash, hard money, 30 year loan, commercial financing, having partners ( you find the deal and they put up the money), IRA/401k Self Directed Investing and Seller Finance.There is always a lot of talk about how to invest with no money. 

DSCR loans for rent ready properties.

Commercial loan What was the outcome?

Land loan through Northpointe bank How did you add value to the deal?

Many of these types of lenders, if you can find one will ask you for 100s if not 1000s loan application fee up front.   

**Not Accepted for Loans**: Lenders typically require a full appraisal, not just a BOV/BPO, when approving commercial mortgages or other loans secured by the property[4].3.

Investment loan through a traditional bank How did you add value to the deal?

Bank loan.

Not only that but I also would like to connect with everyone, investors, private lenders, loan officers, tax consultants, attorneys, contractors, property managers ETC.