Be aware, there are a lot of scammers inquiring about listings and submitting fake docs.

And the list of other reasons can go on and on.

The city is one that’s consistently listed as a top 10 2024 real estate market, the projected cash flow is intriguing ($50,000 - 25% down payment, estimated $7500 annual cash flow), both units are leased until October and December (as a potential new landlord this gives me some security), but I feel hesitant with offering on a century old property.

The listings were both with the same realtor and she has agreed to represent me as the buyers agent as well. 

Please review my listing!

Regardless of your field, I encourage you to put on your audience's hat when building a plan or presentation to make sure their action items are clear, else you'll lose their attention.

Thanks, but my question was from the perspective of having these reserves counted as deductible expenses (since is prudent to keep them available) and lowering the tax footprint, as mentioned by @John Clark.But since you mentioned how to calculate them, this how we do it - I have a google spreadsheet that tracks all the times, with their considered lifetime expectancy and the date the item was placed in service.

Have a agent swing by and see what they would list it for . 

=> We built it for ourselves because we were sick of the outdated lists on propstream/dealmachine.

Can the MLO recommend buyers to use his broker services on the listing to find lender?