I'm not entirely sure that she's even going to accept this alternative as that she doesn't entirely understand how it works.

I don’t want to disclose that my pet is an ESA until after my application has been accepted because otherwise all they’ll see is that they can’t legally squeeze that extra 50$ a month or whatever out of me and then they won’t accept me.

How solidly do we want to accept the word of one appraiser?

New listings have been below 2020 levels since the four-week period ending August 22.Active listings (the number of homes listed for sale at any point during the period) fell 21% from 2020.46% of homes that went under contract had an accepted offer within the first two weeks on the market, above the 43% rate of a year earlier.33% of homes that went under contract had an accepted offer within one week of hitting the market, up from 31% during the same period a year earlier.Homes that sold were on the market for a median of 20 days, up from the all-time low of 15 days seen in late June and July, and down from 32 days a year earlier.49% of homes sold above list price, up from 34% a year earlier.On average, 4.9% of homes for sale each week had a price drop, up 0.8 percentage points from the same time in 2020, and the highest level since the four-week period ending October 13, 2019.The average sale-to-list price ratio, which measures how close homes are selling to their asking prices, decreased to 101.2%.

Also, I just accepted your request on LinkedIn to connect.

If you did the appraisal on the building, would I get a copy and would it be something that a lender would accept in a financing application?

You start the process now it will likely be months before you get your offer accepted on a good investment property   Good luck

Definitely look into all of the requirements of adding another unit (if even acceptable by the building department).

Even then, in this market, that would be hard to get accepted. 

If tenants see there is no other option, they are more likely to accept the new reality quickly.