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Updated over 3 years ago on . Most recent reply

James Devoe's profile image
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James Devoe
  • Architect
  • from Wendell, NC
  • Member since Aug 25, 2021
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68
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26
Votes
James Devoe's profile image
James Devoe's profile image
James Devoe
  • Architect
  • from Wendell, NC
  • Member since Aug 25, 2021
Connect
James Devoe
  • Architect
  • Wendell, NC
26
Votes |
68
Posts
Starting Out

Owner financing and refinancing

James Devoe
  • Architect
  • Wendell, NC
Posted

Hi everyone,

I just made my first offer to buy a house. I want to use owner financing. How long do you have to wait to refinance on a owner finance?

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James Devoe's profile image
James Devoe's profile image
James Devoe
  • Architect
  • from Wendell, NC
  • Member since Aug 25, 2021
Connect

User Stats

68
Posts
26
Votes
James Devoe's profile image
James Devoe's profile image
James Devoe
  • Architect
  • from Wendell, NC
  • Member since Aug 25, 2021
Connect
James Devoe
  • Architect
  • Wendell, NC
26
Votes |
68
Posts
James Devoe
  • Architect
  • Wendell, NC
Replied

@Joe

I don't have good enough credit to get a traditional mortgage, so I suggested this option to my potential seller as an alternative. My plan is to refinance after 6 months (after the rehab). However, I just read somewhere on line that this might not be so simple and that I might have to wait an entire year.

Any thoughts..?

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