I wish I started when I was your age.

Thank you all again, the debt is the remainder of my car loan, an indulgence of mine reflecting my age i suppose, however, I do pride myself on doing the due diligence on the purchase.

Taranaki...Welcome...I loved the 18 months I spent just outside New Plymouth (Stratford area) back in the dark ages of my youth.My uncle owned a dairy farm there & I managed it for him when he had a heart attack.

What is age of roof ac hot water heater etc. factor as well.

Welcome Trevor Lohman awesome you're getting started at a young age.

I look much older now :) I wish I had started at 21 and I envy you for starting at such a young age :) It's easy to get distracted at a young age because you have so much going on, but as long as you stay focused on your goal, you will do great.

@Cynthia Scott It really depends on target age group.

Im very different from people my age.

The age of system (might be worth salvaging something relatively new with a gas gun or might be better to completely replace something really old).

A new-age take on failed ventures, I guess.