@Travis Steinemann Due to much more government scrutiny there are additional regulations that are coming out later this year that will make SMS & RVM marketing increasingly difficult and much more risky.Check this out:  The Advent of 10DLC & What it Means For Real Estate InvestorsAlso, have you noticed that caller ID on your cell phone is now showing names of people not saved in your phone?

As real estate investors, I’d say whichever brings the most value, whether the inserts save you time, or the tile makes you a lot more $.

pre cell phone of course. that 800 number really worked back then.. now with cell phones I dont think people give it a thought

Buyer may, at his expense, have inspections made of said items by licensed persons dealing in the repair and maintenance thereof, and shall report in writing to Seller such items as found not in working condition prior to taking possession thereof, or six days prior to closing, whichever is first.

You may even get a cell phone number to call the person, rather hoping they will respond to a letter.

Calls can also be forwarded to a cell phone. 

Please tell me if the term justify the risk: 12% for 6 months; 3 points for loan extension; exit fee upon sale is 12% of the loan amount or 12% of net profit, which ever is greater.

Investors will work with whichever agents that bring them profitable deals.

My bank will finance at 75% of the purchase price or 75% of the appraised value, whichever is lower.

Since contractors can be hammered so well from default or negligence, I don't argue much as to penalties but after 30 days or so (about 25% more time past grace periods or fudge factor, whichever is longer, they can pick up interest expenses).