Your long term plan will help make these decisions as well.

Check to see if they are well and septic or city water and sewer.

Rents will continue to rise over time as well.

Hope this finds you well!

@Tom McGeeConnect with @Stuart Udis he has a ton of threads about how to simplify asset protection and has educational events to discuss as well you should check them out before you go down this esoteric path of creating a complicated maze.   

If they pass the background check and show income, then well OK.

They will also have tight guidelines and likely the borrower will need to be very well capitalized and qualified.

Specific zip codes that do really well? 

we use property preservation companies and they charge anywhere from $20-$50/photo depending on quantity and location.also provide you with a report on the property as well. 

Don't get me wrong, there are some great VAs out there, but you have to find them, train them, monitor them and pay them well for them to produce anything above mediocre results.