You have more to choose from and subsequently more to benefit from.

So, we had to choose between remaining vacant or taking a 20% income haircut.

just a different perspective and I agree tenants should be able to choose - not that landlord forcing them to pay with a CC 

If you choose to go this route, just be prepared.

I have personally found that Real-Estate backed Private Notes / Loans are the most secure way to invest your funds for any duration you so choose, at an interest rate WAY better than the banks, or bonds, with monthly "dividends" and still secured by an actual physical asset!

You should make sure you've either got the funding for a new roof, or ask the insurance company to inspect and clear the roof for coverage before choosing the insurer and policy.  

It’s all a matter of the perspective from which you choose to operate.

Do you know if the company that you use allows you to pick and choose what checks you want to do?

I think the structure you choose will have a lot to do with how you decide to separate your roles.

Now with the impending crisis, rental property owners are being arm barred into dropping or foregoing rents and those who cannot or choose not to are being vilified by not only the public but even other property owners.