After something happened to me that emptied my bank accounts and maxed my cards my credit was destroyed to the 500 range...

Seems to me it is a function of getting them to do the things they are good at, and not more than that. 

(Approximately 200,000 over the life of the loan)2) What are the pros and cons for him selling the property to me on a land contract as it pertains to capital gains? 

It turns out that when I opened the Delinquent Tax File that what they had in fact sent me from the Tax Assessors office was a spreadsheet of Tax Sale Properties, I did follow up and request the current Delinquent Property Owners list, however, it occurred to me that the list they sent is really a CASH BUYERS LIST.

I too am looking to meet some people who are like-minded to me as I am considering getting back into it more on a full time basis.

Logic looks sound to me.

@Elvis Rosa Account Closed Feel free to reach out to me if you have questions about Northern NJ I sell and invest and have a property management company there.

That would also be a red flag to me. 

I personally have been running cost plus recently because commodity prices are all over the map and I feel it better aligns my interests with the clients interests (my fee is fixed, so if you choose expensive tile or cheap tile it does not matter to me) 2.

That’s what it sounds like to me.