Mid America Bank in Lawrence and Great American Bank which has KC branches.

Literally just had 112 feet lined in American Fork last week for about $10k.

Over 4 families you need to look for an agent that works with multiple companies that insure Apartments.Two companies that do a lot of Dwelling/Fire Policies for 1-4 family rentals are:   American Modern Home  Foremost InsuranceThey may or may not be competitive in your area but looking up their agents in your area may lead you to some agents who have multiple companies and know the residential market.Another company that you may want to seek agents for is PersonalUmbrella.com. 

It is uour ROI accounr, American but it can also serve as your maintenance Reserve account.

 $200k as ordinary income is painful

I have used both Stewart and First American.

If its going to help you all out to prosper, here you go some contacts which I like to share.Trisha from American Title - Trisha at americantitletx.com - She is good and can close all kinda of deals and has attorney as well who can work to get Subject To and other particular complicated ones.As far lenders, they vary.

Common sense says owning a home isn’t the same as renting one, and American’s tax code shouldn’t treat those activities the same either.

Hey, You can deduct those expense as business expense as they are both ordinary and necessary as assuming that you incurred them when you were trying to buy a property (Although the deal failed) for your business not for personal use.

Generally, flips are taxed at ordinary income tax rates because you are running a real estate business and the properties are your inventory.