For pretty much everyone, you're going to need some money as a cash reserve.

On top of your mortgage, you're going to need to furnish it well enough to attract midterm or even short term (if allowed in your city) guests, and you would pay the utilities and WiFi at the very least.

Even if the rents don’t cover all your living expenses if your monthly costs are around the same or less than your current rent then you are coming out ahead. 4) (take this with a grain of salt because I don’t really know you) if you are having a hard time getting comfortable with a $450k purchase at 6.5% on a primary home then you may want to focus on some mindset podcasts or coaching - if you want to invest in more real estate you are going to need to be comfortable with numbers like that as long as the rent covers the expenses.

Then I work to need less money than that. 

Yes build up cash from a W2 but don't wait to build up the muscles to learn how to establish partnerships and use OPM to get deals done.

So I hope my comments and questions show that in the tone.

Although you might want to tone this down quite a bit.All funniness aside.

Be confident in your tone, and don't be afraid to take some time and build some rapport.

You're going to need commercial products and that exceeds BPs expertise...

We’re going to need some local assistance in the peak season and maybe some off peak stuff too