ESURANCE RENTERS INSURANCERenters insurance also provides coverage for personal liability relating to injury sustained by any non-resident at your address, including payments for medical expenses – as well as litigation which may be brought against you.

I do think some of the areas with close proximity to downtown & other high interest areas (i.e. the Brewers stadium, the medical college, the zoo) will do well also, but nightly rates will be a little lower.

If this is a real emergency situation I can allow it and start looking for a new tenant, but is it appropriate to ask for any medical papers?

I found BP about 18 months ago while I was recovering medically.  

I've done 2 deals like this out here (although they were not retail. 1 was medical, 1 was office).In both cases I had a local credit union handle the financing and it was very smooth.

I also know from personal experience that area has a stable and abundant source of tenants from the two major teaching hospitals and the medical school. ( I was a resident at Case myself and have a good knowledge of the rent and neighberhoods).

I do think that investing near universities is a great move, and my nephew is currently in a doctoral program at UM Flint, so I should consult with him about his experience with the area in the past year. 

Here are some great articles discussing Grand Rapids. http://www.forbes.com/sites/erincarlyle/2016/01/27...http://www.forbes.com/sites/ingowinzer/2016/07/29/...http://www.crainsdetroit.com/article/20150607/NEWS/306079987/planners-seek-to-make-grand-rapids-medical-mile-a-healthy-place-tohttp://fox17online.com/2015/03/17/grand-rapids-rental-vacancy-rates-lowest-in-country/http://mibiz.com/item/22318-grand-rapids-said-to-have-lowest-rental-vacancy-in-the-countryhttp://www.michigan.org/blog/guest-blogger/three-reasons-why-grand-rapids-is-beer-city-usa/

By the way, I am 60 years old and I have been learning about real estate investing for about 19 months while I am recovering medically.  

We are living in Heber City, and my wife and I both work in the medical profession.