Everything else is a luxury.

SOLVEDbut you aren't going to change the vocabulary of everyone else because just it makes you uncomfortable then.and since you brought up the cringe worthy virtue signaling of your families military service that somehow validates your position to be elevated above anyone else's and how they should speak, let me say as a veteran myself, it doesn't bother me at all.

My husband and I recently met a couple who were rehabbing a rental and noticed that they were driving a very nice luxurious  SUV, now we learned they have had rentals for 40 years and were ready to begin to sell off some properties.  

These investors who have a lot of properties, large bank accounts, and can live a life of luxury did not get there without pitfalls.

There have, and still is, a lot of luxury apartments and development of old mall stripe being built.

I don't agree..I bought my first luxury car in 2010, a BMW 535i.

Over the years, I've expanded to bigger deals like development sites, apartment buildings, commercial buildings, and luxury homes. 

And as an investor in NYC, he is a salesman (as we all are to some degree in our markets).There is a great article in NY Times that came out earlier this year on the nightmare of owning in those tall luxury condos that are shooting up in the city. 

It is excessive when that desire outweighs other virtues such as fairness, justice or social responsibilities such as spending time with family and friends.

Yet, there they are, still blind as bats, running about screaming the virtues of socialism.