Also, BP has weekly webinars that you can participate in.The best information will come from attending local meetups as there you will get to speak with active investors in your area.

I got one quote from a non-institutional lender and he said 8% for a 30 year fixed..... 

This is how the institutional investors and REITS play the game.They only other way to scale and create significant cash flows from day one with smaller properties is to buy cheap and owner finance and or rent to own on the back end or lease option and rent own on exit.

My teenager has been asked to participate in an all day event at Hamilton Park.

As mentioned, if you have a great deal, often it will be relatively easy to get someone to participate financially if there's a good upside for them and risk is shared.

For 25+ years, I am a property claim advocate, for investors, financial institutions, and owners.

I have a 10 day inspect. period but contract states "Buyer(s) participating in a highest and best, multiple offers situation understand that any special consideration for concessions, repairs or switch from cash to financing may result in seller terminating this agreement and retaining buyer’s Earnest Money Deposit."

Explain that you have recently instituted a "no pet" policy and while their current dog may be "grandfathered in" it precludes them from getting any more pets.Secondly, I would consider breeding to be a commercial activity and wouldn't advise any commercial activities in a residential apartment.  

As a moderator, it is worth me reminding all the BP veterans that we should encourage new members to participate.

It depends on the institution’s criteria.