Tenant(s) Government Issued ID: typically, this will be a driver’s license to prove the identity of the tenant(s).

If you were able to convince them of that your plan may work but please be aware that telling the bank your living in a property and not living in a property is fraud (according to the banks and laws).I hope it all works out for you!

I think that this fails the 1% rule, but I am not 100% confident because I'll be house hacking it and the units aren't the identical.

File a consumer fraud case against your pm with your state attorney general. 

I personally do not see how it could be done and not commit mortgage fraud...it could theoretically be done, but the actual lender req's will prevent it.

These conventional notes also can't be called due if you are still paying UNLESS you commit mortgage fraud or violate the "due on sale clause".  

Even within the same local market, two different properties that meet the same initial cost and rental income rate and are therefore surface level identical "1% rules" will have different system ages and ongoing repair costs and/or upcoming capex items.

I would file a fraud complaint with your states attorney general. 

Passing yourself off as a W2 employee when you're really not is mortgage fraud. 

@James M SmithAs an example imagine a scenario where you have two tenants living in a side by side duplex same identical 1000 sq ft unIts in one building .