Ideally, trying to find places that are going for $60-$80K per unit . 

I don't want to go over 10 years on the loan and ideally would go to a bank after it's up and running. 

It's not ideal and I'd avoid it if you can, but it's better than self sacrificing on YOUR own investment business riding around with cousin Suzy looking at bad deals she thinks are great because she doesn't know the business.

There are a ton of lenders out there pretty much offering the same products so find the one (or the few) that you are most comfortable with and depending on the details of your deal know which of your lenders are best suited to handle that deal in particular based on their criteria

Ideally, they have experience working with seller financing.

I say jump in and get going, but that's how I am... maybe your personality would better suited to a SFH.

@Aaron Hirsch I just had my basement in-law suite turn over and was actually surprised how quickly it went.

As the more you experience, grow, and learn, you'll have a better understanding of how things work and what ventures may be best suited for your personality and lifestyle preferences.

Problem is I don't have the 20% cash right; most of these duplexes in my area (I'm in CT) in a decent town that I would consider are between $250k and up West Hartford would be ideal for me but there they are much higher.  

In a nutshell – the big government is coming after Real Estate wholesalers :) No this is not a scare gimmick, legislation against wholesaling has been passed already in states such as Illinois & more states are following suit.