The builder's risk insurance would cover the property but nothing else.Do you set up any sort of internet based security cameras so you can watch what's going on at any time anywhere?

Do you know what sort of investing you are thinking of doing?

Most likely its some sort of roll over from previous months they couldn't read the meter or they were on even billing and have been going way over all year. 

@Maverick Pate what sort of "home" are you thinking?

Most of the stuff that happens in title is formulaic and can be automated, but sometimes it's more complicated and takes a real human to sort through. 

In my market, brokers fail to use social media to do any sort of marketing and are completely missing the boat.  

If it can wait, I probably would to avoid a high rate and any sort of ARM (adjustable rate mortgage).

I'd love to know what sort of neighborhoods are the most up and coming for those millennial out of towner types like myself.

@Jason Hirko thanks for your post....You two made me feel that I am NOT totally crazy thinking 50% ish hair cut....Thank you

Yet while it is very subjective, you all sort of arrive at pretty similar conclusions of what an A, B, C, D is even within that subjectivity, and it is hard to pin down exactly how we do that.