The refinance process is just like a new loan.Go to the lender and fill out the application, provide documentation they require and they will give you a sheet with the estimated fees for funding and closing.

I was wondering if I were to choose the $40.00 package would I be able to get away with charging a $40 application fee to interested renters or is that a little to steep?

I am sure I will make a few mistakes initially, so a small one is a good way to pay "school fees"...My experience in South Africa is mainly with apartments and multis, so I suppose this would be best suited.

You'll have to check your agreement to see if the seller can recover attorney's fee as well.

If I want to analyze a multifamily property which asking price is $3.400.000,00 and already has a loan for $1.462.000,00; The property is being sold with the loan, and this is a non-recourse loan that must be assumed, and there is a 1% fee to assume the loan which is also included in the asking price.

The apartment management team sent me an email saying I owe fees of $110 within the next 30 days

He specifically went and found sellers who were motivated to sell but not actually displaced (one guy was in jail and wanted money for legal fees, it had been his parents' house). 

So when a wholesaler says he wants to sell you a property he has under contract (i.e. assign the contract to you), but he doesn't want to disclose what price he has it under contract for (since he doesn't want you to see his markup/fee), you can assume he's a new wholesaler and probably doesn't really know what he's doing. 

However, that will change soon.I currently have one SFR in South Africa which is going along quite nicely but I don't know how beneficial it will be to my San Diego goals because of fees, taxes, currency conversion etc.

I meant to set a small late fee to be charged per day, but instead it was set the small late fee to be charged per month if they dont pay the rent on time.