I met the lady who runs that program and EVERYONE is successful who goes through that program and it's required for all new owners.

A lot of times, it takes more than the address of the tax bill, and googling the persons name, cheching whitepages, facebook, radaris, etc..Skip programs are pretty amazing, they'll tell you the adress of a person if they are renting, as well as phone numbers (cell and landlines), family members, etc...

Pull comps, check the lease option, interest rates, cross fingers and hope a new program comes out to cover everyone "Making Rentals Affordable" application.

Have considered the new Instant Pay program from Intuit, but not sure on their fees yet.Im sure this isnt the first time its been discussed, so if anyone knows of a previous thread, please let us know.

So in short don't do what you said in your original post, it's up to the family to determine if it will fit their needs.

is there someplace I can find an online analysis sheet or program such as what you posted?

http://www.factoring-invoices.com/fix-and-flip-program/Unfortunately, I don't qualify for a traditional mortgage since I don't have 2 years work history and am not currently earning a salary.Thanks!

Wasn't the HAMP an Obama program?

Probably, could have put a slip fitting in for ~20.00 and called it a day.

FHA is a great program, but the mortgage insurance is a killer!