Thanks all for the encouragement and vote of confidence.

The Things That Worked:1) Good Will (GW) Letters2) Pay For Deletes (PFD)I encourage anyone who needs to clean up their credit, find a good credit information site like myfico, and get started.

I have a (business) checking account at a major national bank specifically for rent deposits.Each month when we mail our rent invoices we include a pre-printed deposit slip.Most of my tenants have accounts with the same bank, or we encourage them to get one.

I always thought that people would encourage posting in a topic that has already been posted, rather than creating a new thread for the same topic.

Since I'm not a pro, I would encourage you like the others to seek expert advice as I may be wrong in how I'm allocating across states.

Push comes to shove something will be done to eventually turn it around.I doubt the manufacturing sector will return but they will probably be able to attract other industries if they create a climate that encourages business development.It may be 5 - 10years before real change happens though.

I doubt you'll find many people here who will encourage insurance fraud on a public forum.

Which leads me to continually evaluate my 'profits', which often don't seem commensurate with the risks.As for so-called 'low ball' offers more RE investors should make them: let's encourage distressed sellers to more fully understand that this is a BUYERS MARKET, and that we truly don't care if they take our money or not.

thats why i'm encouraging everyone to sign up for Serious Medication Offers Kind of Euphoria(SMOKE).

Members here are willing to give and share which helps build a knowledge base and a network of valuable contacts.I've tried several other real estate related sites and did not appreciate the spam, lack of participation, lack of meaningful content, etc.