When you go to the grocery store you are not buying eggs directly from the farmer, but the grocery store serves a purpose by transferring those eggs in volume to the public.

But that 401k that you started at VERY early age is likely going to be a very secure nest egg to fall back on way down the road in case something happens to you.

If I can't do that then I need to add a buffer to every bid to cover the ones that I end up eating some costs. 

Yet, those who have already built a portfolio in the US and continue to put all their eggs in one basket are making a huge mistake when it comes to risk management and they'll never get my money.

They'll have enough leftovers for me and my wife to eat for 2-3 days. 

That expense can eat at cash flow, but it's also a high value to have, as it can take a lot of your time.You may also want to figure out what your 5-10 year goals are for owning, as you are limited to 10 financed properties each.

I have a problem putting all my eggs in 1 basket so I personally invest in almost all vehicles (401k/IRA/Index Funds/ Indexed universal life / RE).I hope this provides value.

I would honestly spend the next several months eating ramen and making sure every dollar of debt is paid off and just pile cash into a high yield savings account.

I'm curious if there's the potential to instead use the money to go towards the purchase of investment property, cost segmentation, and accelerated depreciation vs. just eating the tax bill.

Not having to grow the virus in eggs (like the flu vaccine) also saved a ton of time (and a ton of eggs).