Everyone has made extremely valid points and showed me I may have a fairly skewed view on how people would take the gift.One of the many concerns would have been that after the first gift the tenant or tenants might start demanding I lower the rent 1/12 instead of gifting them a free month.Thisnhas left me a lot to think about but I can definitely see it would not work out like I thought it would work out.P.s.

It depends on rent to mortgage ratio for your home concerning point 3 in my opinion!

Here's the population growth over the past decade:Athens 32.8%Madison 23.5%Huntsville 13.6%Florence 3.6%Decatur -2.2% (yes, the population has decreased)That trend, to me, is quite concerning."

Hi @Bryan Igboke, I’ve read some power tips about your concern, you might want to check and read it as well;https://besttransactionfunding...I wish you goodluck and hope it will answer your question.

I have a general idea for how to start, by my concern is that I am currently working and living abroad.

If they're good tenants then I wouldn't be concerned about "messy"... depending on what you mean by messy.

I have a downpayment saved, good credit, but do not own assets and my income is historically up and down due to commission checks from brokerageIm concerned that I’ll waste time looking for deals and making offers to ultimately not get financing - Should I be reaching out to lenders first to see an amount I would get approved for and then look at deals that fit?

Says SSN may not be valid and to verify identity.I'm concerned that the tenant who is well-qualified is moving out, and the tenant who wants to stay is not qualified (the income concerns me, as well as Tenant 1 telling me on the phone that she's willing to help Tenant 2 which makes me think Tenant 2 really can't afford the place solo).Tenant 1 also told me that while the garage apartment is separately metered for utilities, the seller kept those utilities in his own name and has tenants venmo him for the utility bills.

While there is no guarantee a tenant will leave like you mentioned, as a prospective tenant, I would find a landlord telling me "well, I cant give you a specific date for move in" very concerning.

Plus, I'm taking the perspective of an investor who isnt so concerned with reaching the limit of 10 rentals from conventional lending.For the MF investors in SA, is there more that I should think about as I look into MF investing and developing a strategy in SA?