The issues are numerous and go much deeper than what appears on the surface initially.Folks need to stay away thinking the can be drafting anything at all as creative financing, I say that based on experience, if it were a good idea I'd endorse it, but it's not.I don't see how a 9 year balloon keeps the seller happy and you out of court, the seller may be a great, easy going guy, his attorney may not be and his attorney will have more influence than you will.Erick, I see you're new, check out people's profiles and consider where advice is coming from in posts, it may give you greater insight to their advice. :)

She said we could do an s-corp election later as our needs change/income increases.Since you are in OC, do you know if there are any local taxes or other factors that should influence what city/county we use as our address?

I run a $50M+ portfolio & if it didn't boost sales it wouldn't even be worth the hassle.Think about it your 9% is what $60-$90 per month?

Maybe consider reaching out to them and asking what factors are influencing the vast difference in premiums.

I feel there are two fundamental differences between the two, one being someone that helps direct you and influence you to be a better state of yourself (coach), and the other being someone that is all-knowing (guru). 

I am currently working on expanding both my personal sphere of influence as well as my business sphere of influence by going to networking events and meeting others in the real estate field.

The larger commercial real estate game is heavily influenced by experience and relationships, both of which new wholesalers would lack.

Nichols developed several iconic neighborhoods in Kansas City, such as the Country Club Plaza, and his influence can still be seen today in the city's layout and architecture.Another important aspect of Kansas City's real estate market is the dividing line of Troost street.

The city refuses to cooperate with Airbnb to collect the 9% hotel occupancy tax at the booking so those that follow the rules have to compete with 9000 other listings that aren't and because they aren't, get an additional 9% revenue boost by not paying tax due lax enforcement policies.Hope that helps.

So far so good. so far we are still riding the awesome "new listing" boost on page rankings.