I am a recent college grad with solid credit and income. 

Either after finishing highschool and not finding work or after finishing college and not finding work in their field. 

A couple hundred dollars in your account each month may not seem like much, but I can tell you my college degree sure didn't pay me that and still managed to set me up for success in the later future.

i have a few questions and im hoping some one can enlighten me a bit or at least point me in the right direction. my name is Gerardo im fairly new to RE and BiggerPockets for that matter. i reside in newark nj and im in law enforcement. i have recently decided to create as a goal 10k in passive income within the next 11 years to supplement my pension. at that time both of my children will be headed into college and id like to be able to rely on just the police and fire pension sysytem. i want to that by using the buy and hold method.my first question is though i currently dont have a huge amount of cash (im saving a lot though) do i utalize an FHA loan even though pmi will be attached making cashflow that much less or do i sacrafice passing up on deals untill have enough for a 20% down of some kind? 

Our team was made of college students with hockey scholarships. 

But I did see a red flag in preachings that look down on college education, home ownership and pursuing a respectably albeit 9-5 job.

You both make me jealous as I couldn't see past the benefit of making $10/hr at a warehouse during college! 

The first one that came up is Discover loans- I have had a card with them since college maybe that could be a start

At 20 I would just say she is learning (I deal a lot with college students) so become the fair and approachable  landlord.

I graduated college a year ago and currently working as an accountant.