That's the balance I worry about.. being too friendly or too cold with roommate tenants.I like to think I have a "hard" lease.

The selling bank was informed of our intentions and as they were paid in full (past due payments, interest, etc) for the loan balance and they had no problem with the plan.

They would then take that credit and use the 1 year 0% balance transfers to put in a high yield savings account, which were paying over %5 back then, i.e. making 10k or more a year in interest before taxes.

One of the things I do to help estimate the loan balance is to look at any NOD's and NTS's filed on the loan.

As long as the majority of the world still demands US dollars and goods, we would still be in good shape even if our deficits climb each year, because our central banking system is somehow still more trustworthy than theirs.It's like that we are a giant credit card: as long as you can raise the limit each year, pay the minimum monthly balance, use it, and is more reliable than other credit cards, we will continue spending.And by continuing spending, we are devaluing our currency; thus, also making our currency cheaper to buy for other nations.

If the only lien is a mortgage with a balance of $100K, and the property is worth $200K, you now have equity of $100K (or, $89K considering you paid $11K.)

We have a lot of credit cards but never carry balance.

I'd present the tenants with new leases with you listed as owner that match balance of term and make sure the service for utilities is clearly on the lease.  

There will still be REI deals available down the line and your personal balance sheet will be a whole lot healthier when lenders look at it.While you're doing that, learn about your options for how to put that $50k to work toward your REI goals once you decide what they are.

The capital is still there, just remains on the company balance sheet.