You are able to talk to sellers directly, no need for an agent. 

How were you hacked?

When mortgage rates dropped earlier this month, we received a significant amount of showing requests on our listed homes, which ultimately led to multiple offers.How will Buyers react if the Fed rate drops in 2024?

If you collect all the money on January 1st, you earn one month of rent in January, one month in February, etc.

Would you say this approach could be effective?

So any additional exceptions, whether for purchase price or even total loan amount, would be more likely if you can show a healthy SREO. 

I'm getting mixed signals about paying pts from lenders and I'm genuinely interested in hearing some of the logic behind which is best for this loan that we are about to do.

You can get creative.......you can offer them interest only payment quarterly, annually, semi annually until you can refi them out with long term debt....

With the Pro membership you are supposed to get access to 38 free audiobooks.

For you, it makes sense, so I would focus on getting people like you - home business that could use a smaller space to make it more open to the public.