I'm sure some folks on BP will provide their top DSCR recommended lender (along with many lenders themselves commenting). 

won't be able to occupy the property if its for business purpose . would have to get more of a private lender or have the seller finance 80% and you provide them 20% down 

Often times even if its a single family home or a multi with separated utilities there are some utilities provided by local government.

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

(providing I meet all the criteria).

@Chris Seveney I'm glad I could provide you with relief. :-)  

Thanks.The answers provided are solid approaches.  

I want to set a structure that provides anonymity, asset protection, and tax advantages.

Or is the root of your data averages/medians that are provided from housing data providers like RedFin?

With providing some rough numbers, my extended work experience with my company, and my credit to the lender, he informed me that I could potentially qualify for a $250k property with an FHA loan and a conventional down payment assistance loan which would put me with little to no money down out of pocket.