Some people just posted stuff for the Superbowl then forgot about the listings.Read some posts from @Al Williamson he is helping a lot of people get their airbnb's going and currently pushing a 30 day minimum model as a way to get a premium over long term unfurnished but not burn out from too much turnover

Your agent brings second or third prospective buyer to your house for showing , tenant will leave next month and rest is a history.You can't sell same property at half the price that dream merchants can sell at 20-30% premium.

[But sure, you could ask for a premium future price].

Some agents said and quoted every trade for me which makes my premium unreasonable.

You could charge a premium in rent for a shorter lease.

The way I look at it is, if the insurance companies will only insure houses that are earthquake-proofed (because presumably that minimizes expense/damage), then why not earthquake-proof the houses and not pay the extra premiums? 

I am not an avid reader and never carried my book to the class but focus sincerely and every time I try different tests online from various sources (premium sites) I score from 50 to 70.

I know I can get protected if I finance them with a bank appraisal and I am all for them needing to make money also but is 30k or higher premiums seems ok or normal?

Seams like premiums are sky high and jargon making it hard to compare apples-to-apples.

Tell me why a 2nd mortgage would be more risky if it's covered in equity, on a premium home worth 300k, with borrowers having good stable jobs?