Pay the bill yourself, then reimburse yourself by charging the tenants based on a formula.

Made this rent roll pro forma w NOI, would appreciate any insight from seasoned commercial investors AND any help on a loan.

There are standard guidelines and on top of it lender has overlays on standard guidelines.

One fun fact to consider is that your first use of the VA loan does not come with the lending cap so if you did want to try and get a 4 unit on that first purchase you may be able to shoot a bit higher if you can qualify for the loan, which in VB may be your only avenue to multifamily without going toward the Norfolk area.

Based on your inspection findings, these issues could potentially be costly and complex to address.

A professional contractor is not going to work with you buying parts that don't fit online or at Home Depot.Who pays for delays?

When I advertise my rentals in NOVA I post on apartments.com, zillow, craigslist, and Facebook marketplace.

I literally know nothing on this subject so any input is appreciated.

I am looking for insight on the following scenario.

New to real estate investing with a focus on the mulit-family (1-4 residential) space.