The problem I have is though everywhere I research to learn a new tactic or am interested in a "guru" I have to drop tons of cash to buy into something that I have no guarantees their "snake oil" is the trick.

The owner insisted the boiler worked and only needed oil.

Medical or Oil?

The younger ones think of getting a "Gig JOB" until they finish their studies or get their License etc. 40 years ago I worked on Oil Tankers for 10 years and learned how to "Invest" in Mutual Funds to make $100,000 that I bought Duplexes and Houses in S.

For heating... we keep three of the oiled filled electric radiator type on hand in storage, as they have proven to be the most safe and easy for our tenants to use. 

A good example was buying homes or building homes in North Dakota during the oil boom just a few years ago. 

Kind of like the way you can end up with a lemon as a realtor, not to get off topic but an analogy.

I spent $30 on some pure pepper oil, rags, rubber bands sealant and strips of wood.

I was working in the oil field and hating life at 16.

Recently I bought a house where the ceilings had a plaster finish that I can only describe as looking like lemon meringue pie or stalactites/stalagmites (I forget which is which, but the ones on the ceiling of a cave).