Don't blame them, but that's the strategy. 

I still own my primary, and within the next year I plan on purchasing another primary and utilizing the strategy that helped me build my portfolio early on.  

Hi Jordi - confirming some of the numbers above for DSCR loans, generally maximum LTV for a cash out is 75% LTV, a rate and term refinance could go up to 80%, maybe 85% depending on the seasoning and rental strategy. 

Is this a reasonable strategy?

If you do find someone to give you a loan (secured or unsecured) think about the exit strategy, cash flow and time frame you agreed to.

Definitely a fan of the house hack strategy.

What does the BP community think is a better strategy right now?

I've been engaged in corporate rental flips for some time.

The point I was trying to get across is lenders incorporate different project cost line items into their LTC and the lender who advertises the higher LTC, may not actually be the lender who provides the best leverage depending on what portion of the transaction is financed.

Especially when it comes to creative finance strategies, doing SubTos, Lease Options, Wraps, Foreclosures, Wholesaling, etc.