My mother still has the job security and stability 9-5 ideal.

Now on to your question I don't know any wholesale friendly investor in your area, but what i can tell you is that if your in the wholesale business a realtor is ideal but not necessary.

Given that I've had a fair amount of experience in non-profits (volunteer rescue squad), it does line up with some of my thinking.

@Mitchell Litam   I totally agree, I would ideally like to find a deal that allows positive cash flow but even if I don't and end up having to only pay a couple hundred dollars for a place to live that i'm gaining equity in is not too bad of a situation to be in.

Now that we are flipping REO's we actually are stuck with thousands in escrow, so I could have the same excuse the next time I deal with a private seller.

they can boogie board in mission beach, or if they want to surf, head up to Tourmaline ST. it is a couple of miles (2-3) north of mission beach and will be a blast and they can rent longboards (the surf in tourmaline is ideal for a beginner).

Ideally I would like the most LTV I can get to have more capital to put to work.  

After reading books and listening to BP podcasts, the most ideal investment strategy would've been house hacking via duplex/multifamily home, but seems like multifamily homes in Miami area are expensive, low supply and very competitive to find.

Multiple mentors does seem ideal.

As for the private money loan, you can structure it anyway you can imagine, but ideally you want both parties to be comfortable.