I am not sure what the new loan will look like, i.e. will it be a 40 year loan, etc. the interest rates for the loan were outlined in what I read and will fall between 2% and the fully indexed amortizing original contract rate or the Freddie Mac primary mortgage market survey rate for a 30 year fixed rate.

Buy a Mac, solves all problems :)

I've called consulted my go-to mac advisor friend who had me re-install the chrome browser and change some settings.

If you use Freddie mac then there is a 2 year waiting period.

@Joe Gore Correction: the official name of the form is not HUD its the Uniform Residential Loan Application, otherwise known as the Freddie Mac Form 65 / Fannie Mae Form 1003.

It may have been the Freddie Mac person that mentioned it, I'm not sure, but might be worth looking into. 

Fannie Mae, Freddie Mac, HUD) have a certain period where owner occupants have priority in the bidding process, which is why you had to wait until day 16 to bid on the property.

The letter's inside are on Astrobright solar yellow paper, using a similar handwritten font.I'm a Mac guy, and doing a mail merge was more problematic that anticipated.

If this is a Fannie Mae or Freddie Mac underwritten mortgage, your bank contacts aren't going to help you unravel a (single) FNMA defaulted, securitized note. 

Is there a deed restriction where you can't re-sell the property similar to Fannie Mae or Freddie Mac REOs?