Interest rates have been rising since 2015 and will continue to rise the rest of this year and next year.

I wonder, as Atlanta continues to grow and become more dense, if the code could be reworked to allow for more properties with basement apartments?

I understand it takes quite a bit to get started in this market, and we wish to play it extremely safe in order to mitigate any large losses up front.

Further to decide if you should continue to own it? 

.- Continue accumulating SFR rentals.

He got married, moved out, costs have gone up, and he made a few adjustments, rented out the 4th bedroom and continues to hold it.

It's in a great area that will continue to go up in the long term even if it dips in the short. 

But I think the 28 Corridor represents a good appreciation play.

I would recommend looking into West Kensington, Frankford, and Port Richmond-  You can still find great deals there withe excellent cashflow, and I believe the path of progress will continue to march into those areas and increase values. 

I think you're both right and I can get through it so long as I show that I'm playing by the rules and have a plan.