Pay day lenders hold a larger share of the consumer lending market in places like Europe, as compared with the U.S.

Seems like a very low risk situation compared to buying the land and the building for commercial.Thx.

As an investor I typically pay more emphasis to my understanding of the area and market trends for my farming area and focus on the key financial metrics and comparable sales.

Pull comparable properties to see if the property is priced right. priced high, or a steal.

Never buy only one fourplex, buy 2 or more so you can compare water bills.- Last but not the least: my 2nd fourplex: Fully occupied during appraisal but completely vacant when I got the keys!!!

Imagine if 20-30% of the buying transactions disappeared, and that's a good picture of what life would be like in a stricter system in those countries that you mentioned.These subsidized loans happens largely because US social policy is mostly non-existent towards public housing or rent subsidies when compared to those other home-owning countries.

Marysville Schools don't compare well with neighboring Districts (Lake Stevens).

My passive income is much less than my salary and bonus was, when I compare them before taxes.   

Yes, I can research online, but nothing compares to discussing real experiences with people that have actually done it.

If I understand you correctly, you are suggesting that I need to consider if paying taxes on this deal is money well spent compared to a deal that I could get OPM on?