But if you want to  insure low, with an Actual Cash Value policy, company B would work better.I'll drop you a PM with the companies used by my clients in the Midwest.

Just this week I had a client convert a flip into a rental after it sat on the Oakland market for over a month at a price that would have yielded fairly low profit, and this is someone with a track record of successful flips in years past.So I guess this is neutral-to-good news if you're doing buy-and-hold and finding a way not to compete with the owner occupants bidding based on emotional appeal inspired by a reality TV show, but bad news if you're trying to be the next HGTV rockstar flipper paying MLS prices. 

I'd love to hear some opinions, especially from realtors who walk staged and unstaged houses with clients regularly or flippers/sellers who have tried this method.

We have helped a number of CA clients (as well as overseas investors) begin and build their out-of-state portfolios in Metro Atlanta.I'd be happy to put you in touch with some of them.

She is currently working with several of my clients and I’m sure her and I could be of assistance to you.

I had a husband/wife client that I was redoing their master bathroom for. 

@Jeremy Reid Some of my investor clients and investor friends have been investing in Rocky Mount and Fayetteville for better cash flow. 

So try not to be so smug.Lastly, I absolutely do not treat my clients' data security casually. 

I also mentor new agents and many are struggling - they have to compete with agents who have been around for awhile and have a network of clients who trust and refer them and they also have to compete with teams paying upwards of $16,000 a month for leads to places like Zillow. 

I’ve insured several deals for clients recently where using the “small town bank” helped.