Now, for the sake of completeness, I have to add that my deals were back in the 2015-2017 range, so things may have changed in the meantime (I doubt they have). 

I'm sure you will gain some interest from potential investors then maybe they can supply you with the down payments and you can pay them back over time and you could buy more per year.From what I know, business is a slow game and from what I hear, successful Real Estate Investing can be boring.

Depending on what the numbers look like some of the funds allow you to pull equity out after a few months. which would hopefully allow you to put money back into your heloc.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

Thats probably what we will end up looking like (Charlotte at least). 

Since it’s now summer and they all moved back home and are also graduating they are no longer staying at the house.

And every speck of flying food and drink ends up on them, so eventually they look gross.

The idea is on the back-burner for now.We have two other in-town properties with enough land for 4-6 tiny homes each. 

.- You won't extend the term back to 30 years (which is definitely part of your monthly projected savings). 

If they put it in your account right away and it bounced a day later, they would have to pull the money back from you.