In some regions title companies are the gatekeepers.

Yes there are title states and attorney states.

While they will let you hold title in the companies name, you will still need to personally qualify as a principal in the transaction.Anyone who owns a 20% or greater controlling interest in that company will have to provide credit, income, and asset information in order for the loan to be considered.Depending on Debt Service Coverage, LTV, experience, etc... you may or may not have to Personally Guarantee the loan itself.

Yes definitely find an title agency that understands and facilitates your transactions though!

from my understanding, u cannot have been on title for 3 years to be considered a first time homebuyer. in your case, you are still on title on a property and therefor not a first time home buyer.

Search the county records to find out who is on title.

I am looking for a bank/lender that will do a refi on investment property with no seasoning (because I would most likely need to put the title in my fiance's name).

However, a few are coming out and going off of appraised value much sooner (2-3 months) as long as the person on title remains the same.  

The title pretty much says it all. 

Does anybody knows any good Investor friendly Title Company in Tampa FL?