That would be a lot easier to install as a DIY guy so if you have the money to purchase new product maybe that's the way to go?

I know of 1 bank in Atlanta that has a product but it is pretty close to hard money rates with fees and takes 45 days to close for investors with long track records.

The finished product looks amazing!

There is sealer products that have a grain to fix this type of problem.

If this works even remotely well as I imagine, this could turn into a massive nation-wide production, easily scaled up with the right team.Obviously, I'm very early in the process but my vision is clear, and my determination is undeniable.

Their product is the Seminar - - students get trivial cookie cutter info in return and walk away ASSUMING this is easy stuff - - only to fall into the pit of all the details they did not learn before plunking down the 40k.

I've got to get my DTI income down after my last closing, but am in the same boat exploring other mortgage lending products. 

There's always a pro/con list to everything but FHA loans are a great loan product to consider BUT they are not the only "first time homebuyer" loans out there.  

Try to not only stay productive but also efficient. what i mean by that is dont focus to much on the crap that doesn't get you anywhere.  

FNMA HomeStyle is a renovation product that is investor friendly for SFRs.Post-closing, the funds are disbursed to your contractors as the work is completed and confirmed to be up to both the standards of the loan program, and your standards.