This one is pretty straightforward -- find a new lender.If you're working with an independent wholesale broker, should be pretty easy.

@Taran Garza Get an independent appraisal done on the property.

I was listening to a Financial Independance podcast that mentioned Bigger Pockets.

You will likely want and independent broker who can shop your policy to multiple companies. 

@Marco AlaimoYou can look into the city named Raytown or Independence.

You also need an employing/responsible broker where you can hang your new license until you can become an employing, or independent broker (check rules in your state).Part of the employing broker selection process should include a full explanation of your business plans with the investors, so that he/she can understand and accept whatever risk your business proposition might pose to their brokerage. 

Listened to about the first 90 episodes of the BPP and done a little independent research.

I’d love to report that the majority of folks who got a helping hand from the church rose from the ashes so to speak and greatly improved their situation becoming independent but alas I cannot say that .

Situation:*I don't qualify for a conventional mortgage because I'm am an independent contractor with only 6mo of history *no co-borrower at the moment *100k available, good credit score, and weak income/W2 history 1st deal criteria: *Fayetteville, NC market* CASH purchase and reno, SFH for 50-70k, complete a 10-20k reno, for an expected ARV of 100-130K, rent $800-1000 (~1.2%)Question:Should I use commercial lending (long term, fixed) to pull my cash out of the deal so I can continue to grow my portfolio?

You must be able to independently verify all information - or you may be a victim of what I have heard called "the greater fool theory".