I don't mean residential DSCR or other non-qm type loans but rather loans for office buildings, stipmalls, owner occupied SBA loans, etc...

Please feel free to say hello and I look forward to learning from all the members here

If it was addressed to me - then no, I do not offer free consultations.

Drug his feet on getting together the $12k down payment but eventually came through.  1 month later has missed the first payment.  99% sure I'll have to foreclose on him. 

Plenty of free contracts online that are great for all states but you may have to sign up for their newsletter etc.

What is the Augusta Rule?
The Augusta Rule, known to the IRS as Section 280A, allows homeowners to rent out their home for up to 14 days per year without needing to report the rental income on their individual tax re...

Or house hack with 10-15% down + closing costs but same % of reserves.Until then, keep saving in a HYSA or as "risk-free" as on option with some yield will provide.You're not situated to be an REI right now, just deal with it.

I have a commercial office building under contract for 375k with 75K down. i have tried conventional, private lender/ hard money.Everybody  says it is a rural area of only 1700 people year round but it is a Tourist town.

Another free resource is the county data.

What are they bringing to the table that you cant get more cheaply or for free?