Buyer bought my empty lot owner finance, missed first payment

[Joel Schiffer]

Situation is, buyer wanted to owner finance.  Drug his feet on getting together the $12k down payment but eventually came through.  1 month later has missed the first payment.  99% sure I'll have to foreclose on him.  Why would someone even attempt to buy if someone doesn't have the money?  Strange to throw $12k just to lose it a few months later.  How difficult a process is foreclosing on an empty lot?  I am first lien and have all the correct paperwork filed with the state.