As long as you stay at 4 units or below you'll even get very advantageous rates on your financing. 

Hey All, With higher prices and current interest rates, investors are looking to different strategies to make deals work.

My two partners and I are trying to transfer the title of our investment property to an LLC, while maintaining the same loan. 

Have you looked into sale prices and rental rates?

If the loan amount exceeds $1M, then rates are in the high 6's to mid 7's. 

One thing I do is pull up the rate and occupancy chart right off AirBnB and see what the bookings look like.

We did like NFCU, but they ended their bank transfer service, so it makes it more difficult to pay out our owners.

Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

With interest rates today and the lower than many markets rent that I am able to charge due to location I can’t cash out my equity on most of my properties.

So if every year I would buy an assumable rate property and live in it for a year then rent it out and repeat this.